Readers asked: Recently, we were informed that we will use electronic health insurance (HI) cards. So, how does the health insurance card benefit and does the user have to pay for the replacement? Can elderly people who are not well versed in information technology use cards?
In this regard, according to the provisions of the Law on Health Insurance regarding the application of information technology in health insurance management, building a national database on health insurance, no later than January 1, 2020, the social insurance agency must implement issuing electronic health insurance cards for participants of health insurance.
According to Vietnam Social Insurance, the electronic health insurance card will be made of plastic, about the same size as an ATM card but will be equipped with an electronic chip to store participants’ information, convenient for the process of monitoring and treating the disease when the entire calendar. Medical history is recorded on the card.
In particular, electronic health insurance cards allow users to be verified with biometric information (fingerprints, faces) quickly and accurately for the convenience of everyone, especially the elderly.
Besides, with the integration of application utilities on the card such as: Paying health insurance premiums via ATM cards, internet banking, searching information of closing – enjoying health insurance …, the use of electronic health cards will also help people participate in reducing costs when making transactions.
For medical examination and treatment facilities (medical examination and treatment), it can save costs, reduce the time for patient reception, management of patients, check information about medical examination and treatment services for treatment, provision of appropriate treatment drugs, and avoid resistance. medicine. At the same time, it helps to check the information of participants’ latest health care visits to limit the benefits of the health insurance fund.
When having an electronic card, people do not need to bring identification documents. Those who are enrolled in health insurance who have a paper card will be actively converted to the electronic card by the social insurance agency and do not require additional documents. For new participants, after submitting an application for a health insurance card, the social insurance agency will issue an electronic health insurance card to the participants.
By 2020, the social insurance agency must complete the construction and operation of an electronic database on social insurance management nationwide (based on Clause 2, Article 9 of the Law on Social Insurance 2014). Therefore, the upcoming health insurance card will integrate information on social insurance and unemployment insurance to move forward to replace the current paper social insurance book.
(Source: New Hanoi Newspaper)
Other News
VPBank and Visa cooperated with Shopee to launch credit cards
VPBank Shopee credit cardholders will enjoy many benefits such as free shipping, refund, online gift collection … The card opening process is 100% digitized, users can register right on the Shopee app and are provided with a virtual card by VPBank to spend after only one to 2 hours. VPBank – Shopee cardholders will enjoy
Details
Breakthrough payment without cash
The SBV Governor has just issued Directive No. 01 / CT-NHNN on organizing the implementation of key tasks of the banking industry in 2020, in which the requirement to promote non-cash payment – a key solution in Resolution 02 of the Government. According to the Directive, implementing the Resolution of the National Assembly on the
Details
NCB is free to change magnetic card to chip card
NCB has just issued and converted magnetic cards to chip cards meeting VCCS standards for domestic debit cards … National Citizen Commercial Joint Stock Bank (NCB) has just issued and converted magnetic cards to chip cards meeting VCCS standards for domestic debit cards. Accordingly, all NCB domestic debit card holders will be free to change
Details
The risk of losing money in ATMs increases because of slow transfer of magnetic cards to chip cards
The conversion of magnetic cards to chip cards in Vietnam is quite slow. This invisible medium has helped criminals steal money from ATM cards. Currently, Vietnamese banks are “racing” to convert magnetic cards to chip cards. This transformation not only fulfills the requirement of the State Bank (SBV) to be completed in 2020, but also
Details
Add a lock for more safety when paying for your card
Some regulations are expected to be added by the State Bank to ensure safer and more secure card payments. The State Bank is currently drafting an amendment to Circular 47 providing technical requirements for safety and security with facilities for bank card payments. Accordingly, for operating accounts and administrative accounts, banks and payment intermediaries need
Details
Domestic credit cards: Increasing convenience for customers, repelling black credit
The advantages of domestic credit cards have attracted customers’ attention and are expected to contribute to repelling black credit. In recent years, the COVID-19 epidemic has had a great impact on the banking and financial market in general and the payment sector in particular. However, this is also an opportunity for non-cash payment services to
Details
