In the first 6 months of 2020, the total amount and total value of non-cash payment transactions via the NAPAS system increased by 138% and 140.5%, respectively, compared to the same period last year.
To contribute to promoting non-cash payments, exchanging with Tuoi Tre, Mr. Nguyen Dang Hung, deputy general director of Vietnam National Payment Joint Stock Company (NAPAS), said in his role as a coordinating unit with Tuoi Tre Newspaper, Payment Department, State Bank organized a series of cashless day activities.
Accordingly, in June, NAPAS cooperated with 20 banks to implement a program to encourage customers to experience payment by domestic payment cards, especially the contactless payment feature.
At the same time, NAPAS, together with businesses such as Vietnam Airlines, Bamboo Airways, Lazada, FPT Telecom, implement programs to encourage customers to pay by domestic cards of banks.
In June alone, the total number of transactions increased by 134.8% and the total value of transactions increased by 140.6% over the same period of 2019.
“The aforementioned figures show that the transactions that the NAPAS system has processed have greatly shifted from cash withdrawal to payment transaction as well as electronic money transfer. This is very suitable. with the orientation of non-cash payment of the Government and the State Bank “- Mr. Hung said and further cited that in 2015 NAPAS system mainly handles ATM switching transactions (accounting for 90.4%), By 2019 the number of interbank fast money transfers accounts for 48% of the total number of transactions, while ATM transactions account for only 41.6%.
This is thanks to the unified compensation and financial payment infrastructure that has helped and promoted electronic transactions such as Internet banking, mobile banking, online payment of banks and central banks. payment time.
On the other hand, the above figures also clearly show the shift of customers’ habits from withdrawals via ATMs for daily spending in cash to non-cash payments via electronic banking channels.
In order to promote electronic payment and towards the goal that all Vietnamese people use cards in payment of life’s essential needs, NAPAS will continue to focus on supporting banks to convert chip cards. NAPAS inland (VCCS) in accordance with Circular 41 of the State Bank.
At the same time, continue to research and develop the ecosystem on the basis of domestic chip card under the direction of multi-application and multi-utility to connect with the fields of transport, health insurance, social insurance …
In addition, NAPAS continues to improve and expand the electronic clearing system for retail transactions; promoting new forms of payment via mobile and online; implementing international cooperation with other international and national card organizations.
As a provider of national payment infrastructure, NAPAS now provides multi-channel, multimedia, 24/7 transactions, efforts with commercial banks, payment intermediaries and businesses. step by step realize the goal of bringing the proportion of cash payments on the total means of payment to less than 10%.
Source: https://tuoitre.vn/giao-dich-khong-tien-mat-tang-an-tuong-20200701102246199.htm
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